Finances - 401K Planning A lot of workers are increasingly on their own when it comes to providing for their retirement. Pensions are all but unheard of outside of the government. Heavily-unionized industries, other employers and the government have increasingly transferred more and more ... Read More about Where Are You on Your 401K Planning?
New Year's Resolutions have become very cliche because many argue against putting off goals and positive changes until a new year arrives. And yes, there is validity in these words of wisdom: never put off until tomorrow, what you can accomplish today. Though procrastination should be ... Read More about Are you still following those Resolutions?
It has been said that only if your new interest will be at least two points under your current rate, should you refinance your mortgage. Perhaps that was good advice a number of years ago, but as refinance costs have been getting lower, it may be a good time to take a serious look. Refinancing your ... Read More about When is Refinancing Worth it?
Since we live in an automated society, it's not surprising that your ability to repay your mortgage comes down to a single number. The FICO score is created by credit agencies. These agencies use the payment history of all of your loans: credit cards, mortgages, car loans etcetera. All three ... Read More about FICO Credit Scores: What Do They Mean?
The biggest investment you will make in your life will likely be the purchase of a home. So before you close, you need to know that no one else can claim the property. A title insurance company does all the research to insure that a property has clear title. Making sure that a property is clear ... Read More about Protecting Your Home with Title Insurance